:root{
  --bg:#f7f9fc;
  --panel:#ffffff;
  --ink:#10243a;
  --muted:#65758b;
  --blue:#1f5eff;
  --blue2:#1749c9;
  --line:#dde5ef;
  --soft:#eef4ff;
  --green:#0f8a62;
  --radius:20px;
  --shadow:0 16px 40px rgba(16,36,58,.08);
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;background:var(--bg);color:var(--ink);line-height:1.6}
a{color:inherit;text-decoration:none}
a:hover{text-decoration:none}
.wrap{max-width:var(--max);margin:auto;padding:0 20px}
.topbar{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.94);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:18px;min-height:72px}
.brand{font-weight:900;font-size:20px}
.navlinks{display:flex;gap:18px;flex-wrap:wrap;font-size:14px;color:var(--muted)}
.hero{padding:64px 0 36px}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:30px;align-items:center}
.badge{display:inline-flex;padding:8px 12px;border-radius:999px;background:var(--soft);color:var(--blue2);font-size:13px;font-weight:800;border:1px solid #d6e3ff}
h1{font-size:clamp(42px,6.2vw,72px);line-height:1.02;letter-spacing:-2px;margin:16px 0}
.lead{font-size:18px;color:var(--muted);max-width:64ch}
.hero-card{background:linear-gradient(135deg,#102a5e,#1f5eff);color:#fff;padding:28px;border-radius:26px;box-shadow:var(--shadow)}
.hero-card h2{margin-top:0;font-size:28px}
.hero-card p{opacity:.9}
.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 18px;border-radius:12px;font-weight:800;border:1px solid var(--blue)}
.btn.primary{background:var(--blue);color:white}
.btn.secondary{background:#fff;color:var(--blue)}
section{padding:42px 0}
.section-head{margin-bottom:18px}
.section-head h2{font-size:34px;line-height:1.15;margin:0 0 8px}
.section-head p{margin:0;color:var(--muted)}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.step,.card,.notice{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}
.step{padding:20px}
.step b{display:block;margin-bottom:6px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{padding:20px;display:flex;flex-direction:column;min-height:260px}
.kicker{font-size:12px;text-transform:uppercase;letter-spacing:.08em;font-weight:900;color:var(--blue)}
.card h3{font-size:21px;line-height:1.25;margin:8px 0}
.card p{color:var(--muted);font-size:14px}
.meta{display:flex;gap:8px;flex-wrap:wrap;margin:10px 0 18px}
.pill{background:#f1f5f9;border:1px solid #e2e8f0;border-radius:999px;padding:5px 9px;font-size:12px;font-weight:700}
.card .actions{margin-top:auto;display:flex;gap:10px;flex-wrap:wrap}
.link{font-weight:800;color:var(--blue)}
.featured{border:2px solid #b8cbff;background:linear-gradient(180deg,#fff,#f6f9ff)}
.notice{padding:20px;background:#fffdf4;border-color:#f0dfad}
.footer{padding:28px 0 50px;color:var(--muted);font-size:13px}
@media(max-width:900px){
  .hero-grid,.grid,.steps{grid-template-columns:1fr}
  .nav{align-items:flex-start;flex-direction:column;padding:14px 0}
}